Now more than ever, student loan debt preoccupies a relatively large chunk of a young college graduate’s monthly budget. If you’re working a job that pays too little, then you may be struggling to make student loan payments on top of basic living expenses.

If you are in this category and are stretched thin, you may wonder whether you can make a student loan payment with your credit card. Typically, a student loan payment comes directly out cash advance payday loans North Courtland of your checking account, or you can mail a check to your student loan servicer. So, is a credit card payment to a student loan account even possible?

The easy, short answer is no. But it’s not actually that simple. While servicers don’t allow you to pay directly with your credit card, there are workarounds.

How to Use A Credit Card

Many credit cards allow you perform a cash advance.