Financing Treatment. It section teaches you ways to get off default by rehabilitating your Direct otherwise FFEL Financing-the principles are some more to have Perkins Fund. Financing rehabilitation requires you make nine payments inside twenty days of the fresh due date during a period of 10 straight days. After four consecutive costs, wage garnishments avoid. You should complete most of the 9 repayments, then an immediate Financing gets regarding standard. To possess an enthusiastic FFEL Mortgage, the borrowed funds holder should offer your own defaulted financing in order to a great the newest financial.